In late July, the single-family rural housing program that guarantees loans for qualified rural buyers was restored as part of the Supplemental Appropriations Act signed into law by President Barack Obama. In danger of shutting down due to a lack of funding, the program will continue to help rural families achieve the American dream of homeownership.

REALTORS who do business in New York's rural areas say the program is helpful to many families who struggle to come up with a down payment or to pay private mortgage insurance.

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