In its 2010 year-end metropolitan foreclosure market report, RealtyTrac, Inc. reported that the Utica-Rome, NY metropolitan area, with one in every 2,268 homes receiving a foreclosure in 2010, had the lowest foreclosure activity in 2010 of all U.S. metropolitan areas with populations of 200,000 or more. Of these 206 metropolitan areas in the country, Utica-Rome came in at number 206.

The rest of New York State's metropolitan areas weren't far behind. Syracuse was number 202, Albany-Schenectady-Troy was number 199, Buffalo-Niagara Falls was number 198, Rochester was number 196, and Binghamton was number 191. The New York City region including Northern New Jersey and Long Island, had a slightly higher foreclosure rate at one in every 93 homes receiving a foreclosure. However, it still ranked modestly among the rest of the nation, ranking number 148 of all 206 metropolitan areas.

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