Enrollment for health insurance in 2015 will be open from November 15, 2014 to February 15, 2015. Look to NYSAR Member Perks partner USI Affinity to help you navigate the plan options and find the coverage that best suits your needs. Remember, you will face tax penalties if you do not obtain coverage. Also, if you miss open enrollment, you will not be able to obtain health insurance until the next open enrollment period unless you qualify for a special enrollment. Stay tuned for more information regarding 2015 open enrollment or visit www.myrealtorinsurance.com/nysar.