On January 12, President Barack Obama signed H.R. 26, the Terrorism Risk Insurance Program Reauthorization Act of 2015, into law. H.R. 26 renews the Terrorism Risk Insurance Program for six years, keeping it alive through 2020. Along with reauthorizing the program, H.R. 26 makes a few changes to further protect the federal government from risk including raising the trigger amount for the program from $100 million to $200 million, and increasing the mandatory recoupment amount from $27.5 billion to $37.5 billion, along with decreasing the government’s share in losses from 85 percent to 80 percent. Otherwise, it makes few changes to a program that has kept terrorism risk insurance affordable and available throughout the country since 2002 at virtually no cost to taxpayers.