In his sixth State of the Union speech, President Barack Obama pointed to the cut in the annual FHA insurance premium that takes effect later this month as the kind of "middle-class economics" initiative he wants to focus on to help build on the country’s improving economic picture. Obama also highlighted his position on Internet net neutrality, a policy framework backed by NAR that is intended to prevent Internet service providers from creating different tiers of service levels that would impact consumers’ online experience. 

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