The new TILA-RESPA Integrated Disclosure (TRID) rules for mortgage closings took effect for new loan applications on Oct. 3. The Director of the Consumer Financial Protection Bureau, on behalf of the six federal financial regulatory agencies, provided written assurances that the early enforcement of the new rules will take into account the good faith efforts of supervised entities. The Consumer Financial Protection Bureau (CFPB) has an online toolkit to help REALTORS prepare for TRID, which can be found here.