You have until Jan. 31 to shop the NYSAR exchange for health insurance options in 2016.USI Affinity’s dedicated sales representatives will help you navigate the plan options and find the coverage that best suits your needs. Remember, you will face tax penalties if you do not obtain coverage. Also, if you miss open enrollment, you will not be able to obtain health insurance until the next open enrollment period unless you qualify for a special enrollment. Shop the NYSAR exchange at http://www.myrealtorinsurance.com/nysar or call USI Affinity’s dedicated sales representative Ned Cox at 888.834.3713 for more information. Click here to watch a recent webinar about how to best navigate open enrollment season.