New York State recently recommended reforms to the National Flood Insurance Program (NFIP), which included: increasing the transparency and clarifying the scope of flood insurance coverage by creating a plain language disclosure sheet; providing policyholders with all documents created during the course of the flood claim administration process; implementing a national certification process for all engineers retained to provide structural damage assessments in the wake of a flood event; and ensuring the transparency of fees paid to engineering experts by implementing a standardized fee schedule for all engineering services. More on this story can be found here.