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March 15, 2024 |
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 Features
Bankers look back on the bank failures of spring 2023 and share some lessons learned and strategies for success.
Banking regulators are considering what changes to the U.S. operational resilience framework may be appropriate as the risk for a major disruption in critical banking services grows, Acting Comptroller of the Currency Michael Hsu said.
A new CFPB rule to cap credit card late fees at $8 is the latest move to turn banks into essentially regulated utilities, hurting consumers in the process, according to a recent Wall Street Journal editorial.
There are significant downsides to the FDIC’s current regulatory approach to digital assets, which has contributed to the public perception that the agency is "closed for business" if banks are interested in anything related to blockchain or distributed ledger technology, FDIC Vice Chairman Travis Hill said.
The final rule is intended to address changes to the operational risk, technology and landscape in which FMUs operate that have taken place since the requirements were last updated in 2014.
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