A majority of Americans are paying nothing this year for checking account maintenance and ATM access, a new survey from the American Bankers Association shows. (The Hill)

Tom Blomfield wants to make Mondo the Google or Facebook of banking with accounts that are as easy to use as e-mail. (Bloomberg)

Decision Economic’s Cary Leahey talks about the latest encouraging housing data and the expected impact of millennials on the market. (Reuters)

Target will reimburse thousands of financial institutions for incurred costs related to the massive Target data breach back in 2013. (Tech Times)

As banks look to shorten their list of vendors, the industry's largest technology supplier is looking to lengthen its list of products and services. (American Banker)

Making smart credit decisions is critical now as the auto lending business heats up. U.S. consumers have $1 trillion of automobile loans outstanding, up from about $700 billion in the first quarter of 2010, according to data from the New York Federal Reserve. (Reuters)

New home construction is booming—and laying a strong foundation for an interest-rate increase next month. U.S. housing starts in July hit their highest levels since October 2007, rising 0.2 percent from a month earlier to a seasonally adjusted rate of 1.21 million. Starts on single-family homes, which exclude apartments, were up 12.8 percent. (Wall Street Journal)

A federal appeals court today issued a mixed decision in the closely watched case of FDIC v. Rippy, which arose from the 2009 failure of a North Carolina community bank. The FDIC sued the bank’s directors and officers, alleging that the bank failed due to their negligence, both simple and gross, and breaches of fiduciary duties. (ABA Banking Journal)

ABA CEO Frank Keating discusses the 2016 race for the White House and which candidate may be the best for American Banks. (Bloomberg)

Fed up with frivolous claims of discrimination leveled against mortgage lenders, the American Bankers Association is demanding Obama regulators and prosecutors adopt a higher standard of proof. It's about time. (Investor’s Business Daily)

Economic conditions in the United States have largely returned to normal and a Federal Reserve decision to raise interest rates should come soon, Atlanta Fed President Dennis Lockhart said. (CNBC)

The New York Bankers Association on Friday won its legal challenge to New York City’s Responsible Banking Act, with a federal judge striking down the city ordinance as unconstitutional in its attempt to preempt state and federal banking laws. (ABA Banking Journal)