Former Comptroller of the Currency Eugene Ludwig talks about the current state of artificial intelligence in banking and the outlook for community banks and compliance professionals. (ABA Banking Journal)

How smaller banks looking for a turn at the M&A table can prepare for the best possible deal. (ABA Banking Journal)

The rise of online channels and the corresponding decline of in-branch transaction activity has led many financial institutions to reduce the scope of their branch networks in recent years. Yet amidst those trends, some of the largest banks in the U.S., many of which led the closure wave of the last decade, have announced sizable branch expansion initiatives. (ABA Bank Marketing)

Americans today are less prepared for retirement than previous generations, with half of all U.S. households at risk of a lower standard of living after they leave the workforce, according to a report by the Joint Economic Committee Democrats. (The Hill)

The nation’s largest banks have made progress in their efforts to become more diverse and inclusive, but room for improvement remains, according to new data released by the House Financial Services  Committee. (ABA Banking Journal)

In a long-awaited decision, the Federal Reserve has announced it would develop FedNow, its own 24/7/365 real-time settlement service designed to serve all U.S. depository institutions. (ABA Banking Journal)

In a letter to House Financial Services Committee Chairwoman Maxine Waters (D-Calif.), Ranking Member Patrick McHenry (R-N.C.) called for a hearing on cybersecurity and data protection in the financial services sector in response to concerns raised by industry leaders and recent data breaches. (ABA Banking Journal)

Just prior to going into its August recess, the Senate passed an ABA-opposed bill that would significantly raise the current debt limit for Chapter 12 bankruptcy filings. (ABA Banking Journal)