How young you feel can influence how you handle your money, research shows. (New York Times)

Allison Schrager’s career as an economist and journalist seeking to understand financial risk has taken her from Kentucky stud farms and surfing conventions in Hawaii, to cruise lines in Florida and the world of the New York paparazzi. Author of the recent book An Economist Walks into a Brothel and Other Unexpected Places to Understand Risk, Allison shares her unique perspective on the latest episode of the ABA Banking Journal Podcast. (ABA Banking Journal)

When customers walk into one of Academy Bank’s new branches, a banker will guide them to a screen where they can video chat with a specialist at Academy’s headquarters in Kansas City, helping the bank serve more customers in less time and cutting the average in-branch transaction time in half. (Bank Innovation)

In a recent Gallup poll, 50% of consumers rated the banking industry positively, and 16% rated it very positively, the highest level recorded. (ABA Banking Journal)

The goal: help the individual or family obtain housing quickly, increase self-sufficiency and keep them housed. (ABA Banking Journal)

Total mortgage application volume rose 2% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index. Volume was 69% higher than the same week one year ago, when interest rates were much higher. (CNBC)

Breaking through the clutter of online platforms to attract and maintain a social media audience is no easy task—and banks must be prepared to adapt their strategies to be successful. (ABA Banking Journal)

With a pending proposal by the Financial Accounting Standards Board to delay the Current Expected Credit Loss standard’s implementation deadline to 2023 for certain institutions, top accounting officials at federal agencies warned banks not to “rest on their laurels” when it comes to implementing CECL. (ABA Banking Journal)

As part of the Small Business Access to Capital Coalition, ABA called on congressional leaders to address a potential funding gap that could bring operations of the Small Business Administration’s 7(a) business lending program to a halt next month. (ABA Banking Journal)

Banks want to expand safe and sound lending across the board and remain committed to enhancing the availability of credit to all qualified borrowers. (ABA Banking Journal)

In an interview with economist Andy Busch on the Engage podcast, ABA President and CEO Rob Nichols outlined priority banking issues facing Congress this fall, including cannabis banking, the CECL accounting model, modernizing anti-money laundering rules and housing finance reform. (ABA Banking Journal)

The Treasury Department has issued a much-anticipated blueprint for housing finance reform that includes providing explicit and paid-for federal government support for the secondary market, ending the more-than-decade-long conservatorships of Fannie Mae and Freddie Mac and promoting greater private-sector competition in housing finance. (ABA Banking Journal)

The National Credit Union Administration’s current method of examining and enforcing consumer protection laws and regulations for institutions with less than $10 billion in assets is “not comparable to our sister agencies,” NCUA Board Member Todd Harper said in a recent speech. (ABA Banking Journal)