This ABA Banking Journal newsletter is a free, twice-monthly supplement to the ABA Banking Journal magazine intended to help you stay on top of industry and policy news.
You can also stay abreast of banking news by visiting aba.com/BankingJournal, home to ABA Daily Newsbytes stories, digital exclusives, the ABA Banking Journal Podcast and more.
Understanding how to budget, save, invest, access credit, think about debt, pay taxes and read paychecks is critical to functioning as a productive member of society.
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Banks can maximize every aspect of the site, and every floor and wall surface of the building, including signage, for visibility, awareness, community traffic and visitor absorption of information.
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The banking agencies and the Justice Department are shifting how they assess and review bank mergers and acquisitions. ABA's Hu Benton discusses what bankers need to know about potential deals and offers amid the wave of policy changes.
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What history tells us about Federal Reserve interest rate decisions in presidential election years.
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Set aside that annual risk assessment as soon as it is complete, or actively consult it throughout the year?
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Whether working with an internal team or an external bank marketing agency, always insist on starting with a brief before creating, evaluating and testing.
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Warning that “consumers will lose” if the CFPB’s overdraft proposal is finalized, ABA and 52 state bankers associations urged the CFPB to withdraw it. The proposal would re-classify overdraft as “credit,” despite Congress’ determination 50 years ago to the contrary, and would permit financial institutions to offer overdraft under the existing Regulation E framework only if their overdraft fee is below a “breakeven” fee or a “benchmark” fee set by the agency.
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A federal judge in Texas on Friday issued a preliminary injunction against enforcing new rules implementing the Community Reinvestment Act in a lawsuit brought by the American Bankers Association and other business groups.
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Banking regulators are no longer seeing the liquidity pressures on banks that they saw following the failure of Silicon Valley Bank last year, Federal Reserve Vice Chairman for Supervision Michael Barr said.
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A new U.K. regulation requiring banks to reimburse customers for losses resulting from push payment fraud “deserves greater discussion and debate” in the U.S., particularly when the fraud is powered by artificial intelligence, Acting Comptroller of the Currency Michael Hsu said.
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The Department of Labor finalized its proposed amendments to prohibited transaction class exemption 84-14, better known as the QPAM exemption.
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Recent proposals to reform the regulatory approval process for bank mergers and acquisitions may actually make the problem worse, as policymakers have put improving the speed for reaching decisions on merger applications “lower on the list of priorities,” Federal Reserve Governor Michelle Bowman said.
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April 5 Webinar: ABA Economic Insights Series: State of the Economy, April 5, 2024
April 8 - May 31 Facilitated Training: Managing Interest Rate Risk
April 10 Webinar: MRM Insights: Five Key Model Risk Management Priorities for 2024
April 11 Webinar: How Generative AI Can Be Used in Banking Risk and Compliance
April 15 - 17 Conference: American Mortgage Conference Marriott Savannah Riverfront, Savannah, GA
April 16 Webinar: Building & Restoring Trust Through Community Conversations
April 17 Webinar: Seacoast Bank’s Recipe for Growth and Transformation
April 17 Webinar: 2024 Regulatory Updates and Compliance Challenges – Part 2
April 20 - 21 School: Financial Statement Analysis Workshop Southern Methodist University, Dallas, TX
April 21 - 26 School: Commercial Lending School – Foundational Southern Methodist University, Dallas, TX
April 21 - 26 School: Commercial Lending School – Advanced Southern Methodist University, Dallas, TX
April 21 - 26 Virtual School: Wealth and Trust School Level 1
April 23 Webinar: What Every Advisor Needs to Know to Be Successful
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