The AGC Private Insurance Exchange is an out-of-the-box program that every member can use to control its health insurance and benefit expenses, reduce its administrative burden, comply with new federal regulations and give employees more flexibility and choice.

The AGC Exchange moves companies from traditional health plans, in which the employer pays a percentage of the costs, to defined contribution arrangements, in which the employer pays a flat dollar amount that employees can use to purchase health insurance and other benefits directly from selected AGC carriers.

The AGC Exchange takes the defined contribution concept one step further by offering dynamic decision-support technology so employees can shop online for their benefits and get a personalized recommendation based on their input.

The easy-to-use online shopping experience gives employees the ability to learn more about all of the available plan options, analyze the cost scenarios of different plans and to build their own comprehensive benefits portfolio.