The California Pest Management Association Benefit Plans Have Multiple Plan Offerings and Are All Guaranteed Issue

If you would like the flexibility of multiple plan offerings with extremely competitive rates, look no further than the ‘Guaranteed Issue’ medical plans offered through CAPMA; ‘Guaranteed Issue’ means that no one can be denied insurance because there is no medical underwriting. At open enrollment each October and November for a December 1 effective date, one has the ease of making a plan or carrier change because of the flexibility of choices – Kaiser and Western Health Advantage, HMO, and HSA plans. If you are currently a member of the CAPMA new or existing and have not taken advantage of the opportunity to enroll in one of these plans, now is the time to do it.

The Association offers two Cypress dental plans and two Delta Dental plans, allowing members a choice. The low option plans keep a member’s out-of-pocket costs to a minimum with co-pays for some procedures. The high option plans allow the member to go to any dentist whether in or out- of-network.

Vision Service Plan administers the vision plan offered by the Association. For very little premium, you can get frames, lenses, contacts, and vision exams covered with a small co-pay.

Our billing administrator, American River Benefit Administrators, continues to accept automatic withdrawals directly from your checking account. The USI staff will be available to answer any of your questions concerning open enrollment month. Please contact Kirstin at 916-883-0708 or kirstin.corrigan@usi.com . You can also review our plan options at https://www.arbadmin.com/-nsbia.html .

24-25 CAPMA Benifits Guide