Click here for Pest Ed 2025 additional information and sponsorship opportunitues

DATE CHANGED!! Click here for additional event information.

If you would like the flexibility of multiple plan offerings with extremely competitive rates, look no further than the ‘Guaranteed Issue’ medical plans offered through CAPMA; ‘Guaranteed Issue’ means that no one can be denied insurance because there is no medical underwriting. At open enrollment each October and November for a December 1 effective date, one has the ease of making a plan or carrier change because of the flexibility of choices – Kaiser and Western Health Advantage, HMO, and HSA plans. If you are currently a member of the CAPMA new or existing and have not taken advantage of the opportunity to enroll in one of these plans, now is the time to do it.

The Association offers two Cypress dental plans and two Delta Dental plans, allowing members a choice. The low option plans keep a member’s out-of-pocket costs to a minimum with co-pays for some procedures. The high option plans allow the member to go to any dentist whether in or out- of-network.

Vision Service Plan administers the vision plan offered by the Association. For very little premium, you can get frames, lenses, contacts, and vision exams covered with a small co-pay.

Our billing administrator, American River Benefit Administrators, continues to accept automatic withdrawals directly from your checking account. The USI staff will be available to answer any of your questions concerning open enrollment month. Please contact Kirstin at 916-883-0708 or kirstin.corrigan@usi.com . You can also review our plan options at https://www.arbadmin.com/-nsbia.html .

24-25 CAPMA Benifits Guide

The California Department of Pesticide Regulation (DPR) has recently published two enforcement guidance documents regarding the use of neonicotinoids, effective in 2025. These documents primarily focus on restrictions for applications to landscape plants, with several key points outlined for the pest management industry:

• All structural uses (interior and exterior) including to structural elements away from the building are not addressed in these letters
  • That means that any application under any of the SPCB licenses to the structure or structural elements should be allowed
• Only applications to plants are covered in this enforcement action
• Only certified applicators (FR and OPR) are allowed to apply neonics to landscape plants for the control of structural pests (i.e. Spiders or ants)
• If you are applying under the DPR QAL/QAL Cat A or B, then the person who is applying the product must be the licensee not a "trained handler"
  
  

For further details, you can review the official DPR guidance documents through the links below. We will continue to seek clarification and update our members if any additional information becomes available.

DPR Enforcement Letter

Additional Restrictions on Neonicotinoids for Non-Agricultural Outdoor and Consumer Use

Stay tuned for any updates from DPR as this enforcement action develops.

As part of the Corporate Transparency Act (CTA), signed into law on January 1, 2021, small businesses across the U.S. will soon face new reporting requirements aimed at expanding anti-money laundering regulations. Beginning in 2024, many businesses will be required to report their Beneficial Owner Information (BOI) to the Financial Crimes Enforcement Network (FinCEN). This initiative is intended to create a national database to help national security and law enforcement agencies combat the misuse of shell companies for illegal activities.

Who Needs to File?
If you own an S-Corp, C-Corp, Partnership, or LLC, you are likely required to file a BOI report. While there are a few exemptions, most small businesses will need to comply with these new regulations.

Why It Matters
Failure to file the BOI report could result in hefty penalties—up to $591 per day. The deadline to submit your report is January 1, 2025, so it's important to begin preparing now to avoid fines.

How to File
Fortunately, the process to file a BOI report is said to be straightforward. Sources suggest that the filing method should be quick and manageable for most businesses. To assist you, we’ve attached a step-by-step guide for the Online BOI Filing Method. You can also find additional resources and support directly through FinCEN’s portal here.

As we approach the filing deadline, be sure to stay on top of these new requirements and avoid costly penalties by submitting your BOI report on time.