We Can Help You Build a Better Benefits Package
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A whopping 78% of employees admit that their benefits package is a significant reason they stay with their current employer.
Health Spark is health insurance program that North Risk Partners created for members of the Electrical Association. This is a unique product filed with the Department of Commerce in the State of Minnesota specifically for members of the Electrical Association.
North Risk Partners brings pools of employers together under the Electrical Association for purposes of saving money on health insurance. So even though you may only have a few employees, you can take advantage of the "large group” rates.
Contractors are saving an average of 8-18% on their premiums. Reduce your FICA costs and employee's state and federal tax amounts. This program is worth exploring, and it’s easy to get started!
Features
We have two networks to choose from: Aware Network and High Value Network. Aware is the largest network in Minnesota and includes access nationally. High Value offers even greater cost savings but targets a smaller provider pool. Plus we have nine plan designs to choose from!
Ancillary benefits can also be included: low-, mid-, and high-level dental (with orthodontia options); vision; and AD&D insurance. You can take advantage of these ancillary benefits even if you don’t use our health care plan. Plus our broker offers a three-year rate guarantee! You can choose the best fit for your company.
You can use YOUR OWN AGENT (if they are appointed with Blue Cross Blue Shield). Your agent simply needs to reach out to Blue Cross who will reach out to North Risk Partners for a proposal. Or just reach out to North Risk directly at the contact info below.
Requirements
To participate, you must be an electrical contractor with at least one employee (the two people cannot be related) and you must be a member of the Electrical Association. However, if you are not a member, you can still reach out to Eveline below for a quote proposal. She will be happy to help you.
CONTACT :
Contact eveline.meidt@northriskpartners.com or (651) 379-7855. You’ll fill out a short questionnaire and provide a copy of your current coverage. If you have more than 50 employees, you’ll also be asked for your claims history. It’s that simple to get started.
A Health Spark Success Story
"As a small-business owner of ATEK Distribution, LLC, one of my most difficult tasks was finding quality, affordable health benefits for our employees. The introduction of the Health Spark plan provided through North Risk Partners has been a game-changer. Not only does it offer comprehensive insurance coverage through BlueCross BlueShield of Minnesota, but it does so at favorable and competitive rates. North Risk Partners made the enrollment and plan management process extremely easy. This plan has become an invaluable tool for retaining top talent within our company. In today's competitive job market, offering robust health insurance benefits is crucial for attracting and retaining skilled professionals, and Health Spark delivers on that front for members of the Electrical Association. I highly recommend fellow members of the Electrical Association explore the eligibility and enrollment options offered through Health Spark. It's a decision that will undoubtedly benefit both their employees and their bottom line."
- Jeff Anderson, President of ATEK Distribution, LLC.
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