Website's New Study Reveals Cheapest And Most Expensive New Vehicles To Insure

According to a new study by Insure.com, in its annual study of the least and most expensive vehicles to buy coverage for, SUVs and crossovers have replaced minivans when it comes to finding the most affordable 2013 model-year vehicles, displacing minivans.

The website notes that insurance rates are based on a variety of factors including the number of claims filed and how expensive they run.  In turn, claims are impacted by the cost of repairs and any medical bills involved in a collision.

The figures the site quotes are a best-case scenario. Someone with points on their record should expect to pay more for coverage – especially for expensive and powerful vehicles. Rates also may vary depending on the state and community where you live. Insurers frequently penalize those who live in an area with high theft or collision rates.

According to Insure, the ten least expensive models are:
  1. Ford Edge SE: $1,128
  2. Jeep Grand Cherokee Laredo: $1,148
  3. Subaru Outback 2.5i Premium: $1,150
  4. Kia Sportage: $1,157
  5. Jeep Patriot Sport: $1,160
  6. Chevrolet Express 1500: $1,171
  7. Subaru Outback 3.6R: $1,180
  8. Hyundai Tucson GLS: $1,189
  9. Ford Explorer: $1,197
  10. Hyundai Tucson GL: $1,204
At the other end of the spectrum, the most expensive vehicles to insure are:
  1. Mercedes-Benz CL600: $3,357
  2. Mercedes-Benz CL65 AMG: $3,330
  3. Mercedes-Benz S65 AMG: $3,221
  4. Mercedes-Benz SL65 AMG: $3,207
  5. Mercedes-Benz CL63 AMG: $3,184
  6. Mercedes-Benz S600: $3,158
  7. Mercedes-Benz SL63 AMG: $3,075
  8. Mercedes-Benz S63 AMG: $2,978
  9. Porsche 911 Turbo: $2,958
  10. Porsche 911 Turbo S: $2,925