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Did you know that nearly 70% of people turning age 65 will need some type of long-term care in their lives?* With those odds, every client who comes in your office should consider long-term care insurance of some kind.
But, what if that isn’t your specialty? Visit axaforlife.com for articles to understand the state of long-term care and why you should talk to your clients (even millennials) about it.
Do your clients need both life insurance and long-term care coverage?
You may want to consider offering AXA Equitable's and MONY Life Insurance Company of America's Long-Term Care ServicesSM Rider as an add-on to one of our life insurance policies.
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Clients don’t have to use the funds for LTC – assets will pass to family if not used for qualified long-term care costs.
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No receipts are needed and clients don’t need to be in a nursing home to receive benefits. |
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Available through underwriting class Substandard Table D. |
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Learn more about how the Long-Term Care ServicesSM Rider can help your clients at www.axaforlife.com/ltc.
See how cost-effective it can be!
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The Long-Term Care ServicesSM Rider is offered at an additional cost and does have restrictions and limitations. Additionally, clients must qualify for the rider, a client may qualify for the life insurance policy but not the rider, be sure to review the product specifications for details.
You must be properly licensed to sell AXA Equitable Life Insurance Company and/or MONY Life Insurance Company of America products with the Long-Term Care ServicesSM Rider. Depending on the issue state, you may be required to have a health insurance license and satisfy LTC CE requirements in addition to other licensing requirements.
Life insurance products are issued by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY, or affiliate MONY Life Insurance Company of America (MLOA), an Arizona Stock Corporation, main administrative offices in Jersey City, NJ. MLOA is not licensed to do business in New York. Fixed life insurance is co distributed through AXA Network, LLC and AXA Distributors, LLC. Variable Life is co-distributed by AXA Advisors, LLC and AXA Distributors, LLC.
"AXA" is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. This brand name change does not change the legal name of any of the AXA Equitable Financial Services, LLC companies. The obligations of AXA Equitable Life Insurance Company and MONY Life Insurance Company of America are backed solely by their respective claims-paying ability.
© 2016 AXA Equitable Life Insurance Company. All rights reserved.
1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234
For Financial Professional Use Only/Not for Distribution to the Public.
IU-115741 (6/16) (Exp. 6/18)
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