Holler for split-dollar
A time-tested response to changing tax law
With potential tax law changes, your clients may be wondering how life insurance fits into the equation. Astute financial professionals understand the importance of split-dollar life insurance as a flexible and affordable planning solution.
Consider the possibilities:
| Possible tax law change | Life insurance solution |
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| Increased income tax for highly compensated and management level employees |
Equity (loan) split-dollar minimizes income while providing affordable protection and cash accumulation |
| Increased corporate tax rate |
Equity (loan) split-dollar minimizes owner’s double taxation |
| Estate and gift tax exemption decrease |
Private (family) split-dollar minimizes gift amount and estate tax exposure |
| Increased excise tax for tax-exempt entities |
Equity split-dollar for highly paid executives limits excise tax exposure |
| Increased income tax for all employees |
Non-equity (endorsement) split-dollar minimizes income while providing affordable protection |
Start using our free split-dollar resource kit today!!
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