Just because you're staying at home watching a little one doesn't mean that you can't make some full-time cash. Being a stay-at-home parent can actually be a fantastic way to earn a living, especially if you can find the right business idea. (Entrepreneur)
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If you want to know what it takes to build a company that survives (and maybe even flourishes), you need to wake up to the realities of growth marketing. (Black Enterprise)
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According to the U.S. Small Business Administration’s Office of Advocacy, annual receipts from Black-owned businesses totaled $150 billion, 2.5 million Black-owned businesses have no paid employees (95.8 percent) and only 109,000 had at least one paid employee. But with a consistent, targeted effort, those numbers and figures can grow. (The Final Call)
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Competition for jobs is becoming tougher. That’s part of the reason that it's no longer sufficient to tell the hiring manager what a great candidate you are. You need to demonstrate that you can add unique value to the job that they’re hiring for. (Fast Company)
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Too few women are reaching the top of their organizations, and a big reason is that they are not getting the high-stakes assignments that are prerequisite for a shot at the C-suite. Often, this is due to a lack of powerful sponsors demanding and ensuring that they get these stepping-stone jobs. (HBR)
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The BBC is reporting that the future of the UK's fuel refineries could be threatened by a no-deal Brexit. The information is based on an internal local authority document seen by the BBC. Under current government plans for no deal, they face a "danger to viability" from cheaper imports, while exports to the EU are set to be hit with tariffs. Concern is widespread in an industry deemed crucial for both economic and national security. (BBC)
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There’s no question that China is on the rise. In 2018, Fortune’s Global 500 ranking included 111 firms headquartered in that country – just a handful fewer than the United States’ 126. In 1995, only three Chinese firms made the list; in 2018, three were in the top 10. That has led to some observers predicting that China will soon overtake the U.S. as the home to the highest number of Fortune 500 firms. (Harvard Business Review)
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Italy’s prime minister, Giuseppe Conte, announced his resignation Tuesday, putting an end to an unlikely coalition between two populist parties: the anti-establishment Five-Star Movement (M5S) and the nationalist Northern League. The government’s collapse had been likely since Matteo Salvini, the League’s leader, withdrew his support for it earlier this month. (Economist)
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Many online graduate programs from the nation’s top universities promise an experience that’s hardly any different from studying on campus. It includes live seminars taught by tenured professors, close collaboration with classmates and degrees identical to those granted by traditional programs. But even the best online programs differ drastically from their in-person counterparts: the intensity of the recruitment. (The Atlantic)
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Facebook is making an effort to be more transparent in showing what data it collects on users, but you may not like what you see. A feature in settings called Off-Facebook Activity will show all the apps and websites that send information about you to Facebook, which is then used to target ads more effectively. You will also be able to clear your history and prevent your future off-app behavior from being tapped. But one expert said the move was unlikely to have a big impact on the firm's profits. (BBC)
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The late South African economist Ludwig Lachmann once wrote, “The future is unknowable, though not unimaginable.” What he meant is, it's beyond our ability to know what the future will bring. We cannot plan without errors because we do not actually know anything about the future before it's already reality.
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Back in their middle school days, Caroline and Isabel Bercaw were obsessed with bath bombs – the powdery, fist-size balls that, when dropped in a tub, release fragrance, color and fizz. And because the Bercaw sisters were student athletes, they’d spend a lot of time soaking after practice to soothe their sore muscles. Which meant even more time with bath bombs. Eventually it has led to a thriving business. (Entrepreneur)
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The majority of small-business owners who work solo struggle to make their companies profitable. That's one of the findings of a report released last week by the Federal Reserve Bank of New York that gave a snapshot of non-employer firms, those that have no employees other than the sole proprietor, which comprise 81 percent of the more than 30 million small businesses in the U.S. (Associated Press)
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In 1987, when civil unrest in Liberia brought him to America, Richelieu Dennis also became an entrepreneur, creating a company that eventually evolved into Sundial Brands – a leading maker of skin care products for black consumers. In 2017, Dennis sold Sundial to Unilever to help spread the supply-chain wealth to West Africa and other underprivileged areas. He remains CEO and executive chairman. (Inc.)
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President Trump and his advisers are considering options to stimulate the American economy as indicators that the administration previously used to boast of an economic “boom” have fizzled in the wake of Trump’s escalating trade wars. Companies that Trump has pointed to as signs of economic strength are now warning of weakness. (The New York Times)
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President Donald Trump and his advisers insist their trade war with China won't hurt American consumers. But analysts say otherwise. The tariffs Trump has already imposed on China are estimated to cost the average American household $600 per year, according to a report by JPMorgan Chase. That will rise to $1,000 if Trump carries through on his plan to levy tariffs on another $300 billion of U.S. imports from China. (CNN)
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The unemployment rate is near historic lows, but that does nothing for the retirement savings of the 1.23 million Americans who’ve been out of work for more than six months.As a result, many of these unemployed have dipped into savings and piled up credit-card debt to cover expenses in the absence of a paycheck.This combination of reduced savings and increased debt can derail the plans of those close to retirement or depress younger workers’ long-term returns and ability to retire.How, then, can one make up for lost time in saving for retirement upon returning to the workforce? (Barrons)
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If you’re hoping to snag the best-available terms on a loan, a standard rule of thumb about credit-card usage could end up standing in your way. The common advice is to keep revolving debt below 30 percent of your available credit so that your utilization rate doesn’t hurt your credit score. Yet experts say your FICO score – which most lenders use in their decision-making – starts taking a hit well below that threshold. (CNBC)
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What would be your perfect job? Although there are well-defined parameters around what people actually want from work, our career-related choices are not always consistent with those parameters — even when we are consciously aware of them. (HBR)
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According to the U.S. Department of Labor, since March 2018, U.S. monthly job vacancies have outnumbered unemployed jobseekers. As the baby boomers reach retirement, it seems there are not enough millennials in the jobs pipeline ready to step in. So, one answer for companies struggling to find staff is to ask workers to put off retirement. And many of them are doing just that. (BBC)
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A decade after big banks needed government support to dig out of the financial crisis, the Federal Reserve is slowly, but steadily, making a series of regulatory changes that could chip away at new requirements put in place to prevent a repeat of the 2008 meltdown. (The New York Times)
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Change is hard. Ask anyone who has tried to switch careers, develop a new skill, improve a relationship or break a bad habit. And yet for most people, change will at some point be necessary—a critical step toward fulfilling their potential and achieving their goals, both at work and at home. They will need support with this process. They’ll need a coach. That’s where you come in. (HBR)
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The conventional wisdom is that summer vacation is a relic of agricultural times, when kids had to help their parents on the farm. But the economist William Fischel says that story is completely wrong. (NPR)
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August 23, 2019
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