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THIS ISSUE
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Agency:
Tristate
Brokerage dba Independent Ins Brokers - Springfield Dist. 5
Associate:
Pro Active Information Management - Ashland
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 A common question following the adjournment of the General Assembly is, "Aren’t you glad it’s over?" And yes, to a certain degree I am glad the session is over but don’t forget the veto session is still scheduled for April 20 and the Governor has already vetoed 12 bills and it’s not the end of March as I write this.
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As a part of its continued efforts to assess compliance with the HIPAA Privacy, Security and Breach Notification Rules, the HHS Office for Civil Rights (OCR) has begun its next phase of audits of covered entities and their business associates.
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Many health insurance agents are dealing with the decisions of most health plans in Virginia to suspend paying commissions on new or renewal individual business for the lifetime of the policyholder both inside or outside the Exchange as it relates to Special Enrollment Period "SEP" business. IIAV has met with Virginia Bureau of Insurance Commissioner Cunningham on this issue as well as responded to technical corrections to Health & Human Services Centers for Medicare & Medicaid Services (CMS).
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No joke: April 1 brings a deluge of National Flood Insurance Program (NFIP) changes – changes that stem from federal reform legislation. All policyholders will be impacted, some significantly.
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We would like to know your opinion on the adequacy of
funding of your fire department from the state Fire Program Fund.
Virtually every year legislation is introduced to increase
funding for the Fire Program Fund and 2016 was no different with a proposal to
increase the insurance premium tax by $14 million. As you know, the insurance premium tax is
based on homeowners insurance written in the Commonwealth.
Any comments you might have, please send them to Bob
Bradshaw – IIAV’s President & CEO at: rbradshaw@iiav.com
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Without question IIAV is the key and virtually sole legislative organization representing insurance agents’ interests at the Virginia General Assembly. IIAV lobbies on behalf of our members on interest areas including Property/Casualty, Life/Health, Financial Services, Workers Compensation and safety. On occasion IIAV gets involved in legislation related to business operations such as when the association pursued efforts to reign in patent trolls.
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Subcommittee to review "AirBNB" legislation HB 812 introduced by Delegate Chris Peace and SB 416 introduced by Senator Jill Vogel would have established the Virginia Limited Residential Lodging Act which would allow primary residents of a home to rent out all or a portion of the home on a temporary basis and would provide procedures for the regulation and taxation of these transactions.
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On Wednesday, May 11, IIAV's Young Agents' Committee will be hosting a Cocktails for a Cause Social for Huntington's Disease Society of America at Hardywood Park Brewery in Richmond.
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We hope you can join us for VAIA's Annual Roast & Toast taking place on May 19, 2016. This year, VAIA will be roasting and toasting Joe Hudgins, CPCU, IIAV. This event will be held at Richmond Marriott Short Pump in Glen Allen, VA.
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 IIAV's insurEXPO16 is fast approaching. This premier expo allows you to find markets for your agency and cultivate new relationships or expand current ones with a wide range of insurance companies and vendors. In addition to "can’t miss" General Sessions, insurEXPO16 will feature your choice of breakout sessions offering continuing education and valuable information to take back to your agency. This event is beneficial to all agencies – captive or independent. All employees are encouraged to attend including principals, producers and account managers. Make sure you register TODAY!
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Special thanks to all the exhibitors and sponsors of insurEXPO16.
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 Bobby Reagan of Reagan Consulting will touch on industry topics pertinent to today's insurance market.
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Trusted Choice to Take Part in Make-A-Wish Greater Virginia | Come walk with IIAV on Saturday April 30, 2016 in support of Make-A-Wish Greater Virginia. Walk-For-Wishes is a fun day of exercise, great food, and camaraderie all while celebrating our special wish children.
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On April 20, join IIABA from 1-3 p.m. for the following webinar, "Pollution...You're Not Properly Insuring It" (2 P&C).
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Join IIAV on May 5 for the following webinar, "Making the Most Out of Your Company Relationships." Brandie Hinen with Powerhouse Learning will lead this hour long session. IIAV will be offering three more business related webinars with Brandie. See the dates and topics below.
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March was another busy month for VAIA volunteers. We got to visit a variety of college and high school career events.
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Office Lens trims, enhances and makes pictures of whiteboards and docs readable, and saves them to OneNote. You can use Office Lens to convert images to PDF, Word and PowerPoint files too.
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 Flexible Spending Accounts "FSA’s" can create a win-win opportunity for both the employer and the employee. One example is the dependent care payroll deduction option for expenses such as daycare.
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National Council On Compensation Insurance | Regulatory Digest | Volume 1-Number 1 | March 2016
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Making mid-term policy changes is a normal part of the insurance agency business. In fact, it is so routine that there is a danger of making ordinary, perfunctory policy changes without considering the potential E&O exposure. In particular, there is a big E&O risk when making policy changes based on information or instructions (or lack of information or instructions) from third parties.
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Deborah Pickford brings more than 20 years of experience in education and the insurance industry to program’s leadership.
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The State Corporation Commission (SCC) will hold a public hearing in May to consider the competitive impact of Anthem, Inc.’s (Anthem) proposed acquisition of Cigna Corporation and its subsidiaries. As part of that merger, the SCC must consider Anthem’s application to acquire Cigna Dental Health of Virginia, Inc., a Virginia-domiciled managed care health insurance plan and subsidiary of Cigna.
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