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THIS ISSUE
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AGENCIES:
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| Gulati Ins Agcy LLC |
District 5 |
| Skyline Grps Inc |
District 5 |
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| ASSOCIATES: |
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| EZShield |
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APPS Paramedical
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If you hold a NON-Resident license in the state of New York, you must now comply with new cybersercurity regulations that went into effect on March 1, 2017. (This new regulation applies to all NY licensees — resident and non-resident.) The IIANY (the Big "I" in NY) has built and is providing you access to outstanding resources they have developed on how meet these new regulations. Use the link below to access everything you need.
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Virginia Gov. Terry McAuliffe recently appointed IIAV
member Jim Stokely to the Virginia Fire Program Board. Stokely has been in the insurance industry
since 1973 and is currently with Welch, Graham & Ogden Insurance in
Manassas, Virginia. He has also served
as an active member of the Manassas Volunteer Fire Company for 42 years. He has held both line and administrative
officer positions with the fire company.
Currently homeowner premiums are taxed with the funds
dedicated to the state fire program. The
Fire Program Board provides oversight to the spending of these funds and one
seat on the board is dedicated to an insurance industry representative.
For the past two legislative sessions the fire fighter
professionals have sought to increase the tax on homeowner policies with IIAV
opposing the initiatives — first because the tax fund is tied to the increase
in homeowner premiums so there is a on-going natural increase in funding and
second, IIAV is concerned about the adequate distribution of the funds to the
fire departments that need the funding.
"Stokely has ties with both the fire and insurance
communities and perhaps he can bridge the concerns of both sides," noted IIAV
President & CEO Bob Bradshaw.
"Certainly we applaud Jim’s appointment and hope to have greater
communications going forward."
More information on the fire program can be found HERE.
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By Justin Bariso Believe it or not, business is booming at McDonald's. The fast-food chain is currently riding a wave of success founded on several prosperous initiatives, including all-day breakfast, aggressive soft-drink promotions and a makeover of the iconic Big Mac.
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Q: We are coming up on our health insurance renewal and I keep hearing about the Obamacare repeal. How will its repeal affect our health insurance offering? Click learn more for the answer.
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Thanks to a partnership between IIAV and Insurance Journal’s Academy of Insurance, all 200-plus On Demand and Upcoming Live Academy of Insurance webinars are available to you at 25% off. Use discount code IIAV at checkout. In addition, the Academy of Insurance's Annual Membership is available to you for 15% off (full price memberships only). Use discount code IIAV at checkout or use this link: https://www.ijacademy.com/members/join/yearly/IIAV
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Why join a committee? New ideas for your own agency...networking with other agents and owners....the first to know about association and industry news....a chance to weigh in on new services and programs that members want and need....the ability to shape the future of our industry. These are just reasons why independent agents across the state choose to get involved on a IIAV committee. Joining a committee is a terrific opportunity for new and experienced agents to learn more about the association and help direct how the association can best serve member agencies like yours.
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 Mr. Tim Cook, CPCU - Director of the Virginia Commonwealth University Risk and Insurance Studies Center, Recognized as the Outstanding Professional Faculty Member for 2017 at the Virginia Commonwealth University School of Business. In his time at VCU; Tim has brought the School of Business and his students a wealth of knowledge, a vast network of professional contacts and a contagious passion for education and the risk management and insurance industries. He has steadily grown the Risk Management and Insurance program and the Gamma Iota Sigma - Alpha Mu chapter, to which he is the faculty adviser, to heights that brought national recognition to the University and the School of Business. His name will be added to the wall in the Snead Hall atrium that recognizes all outstanding members of the Virginia Commonwealth University School of Business. Tim has already left his mark on the Risk Management and Insurance Center now all those that walk through the building will know what an impact he has made to the University and his students.
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 IIAV’s Young Agents have a LOT going on and they want you (young or not!) to be a part of it. Mark your calendars and plan to attend the events below! Regional Socials In partnership with Virginia Bankers Association, Virginia Society of CPAs, and Virginia Financial Planners Association! (And they’re all free to attend!)
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"In this world you're either growing or you're dying so get in motion and grow." – Lou Holtz, former American football player, coach, and analyst Let us help you grow — personally, professionally, and the scale of your business. The following classes are coming up soon, so challenge yourself to learn something new or revisit content that it may have been a few years since you thought about. The classes below are just a few — check out our full calendar for more options!
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RescueTime automatically tracks time you’ve spent on applications and websites and sends
you detailed reports based on your activity, giving you an accurate picture of
how you spent your day. It works for Mac, PC, Android and Linux. RescueTime
Lite is free; the premium version comes with added features — including alerts,
the ability to block distracting websites, more detailed reports and filters —
and costs $72 per year, with the first four months free.
Notable Features:
• Set alerts to let you know when you spend a
certain amount of time on an activity.
• Log highlights about what you accomplished
during the day.
• Block distracting websites by choosing an amount
of time to focus and RescueTime will block those websites.
• How much time did you spend on an email? In meetings?
RescueTime gives you the answers.
• Time measurement when you want it. Pause or quit at any time. You are in complete control.
See more
features of RescueTime here.
If you have an app you would like
to share, email Carter Lyons, clyons@iiav.com
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It is important to know the
difference between a Calendar Year Deductible "CYD" vs. a Plan Year
Deductible "PYD" when buying health insurance. A CYD begins or resets on
January 1st of each calendar year and ends on December 31steach year regardless of the renewal date of your policy. A PYD coincides
with the renewal date of your policy. Therefore, if you have a PYD and
your policy renews on June 1st then your deductible resets each
June. Knowing your deductible structure will allow you to properly plan for
your out of pocket health care costs.
Questions? Contact: Monty Dise, President
Asset Protection Group, Inc.
804-423-7700
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 As noted in last month’s E & O Tip, most Virginia-based E & O cases are litigated in Virginia courts, either General District Courts or Circuit Courts. There are, however, a couple of exceptions to this practice.
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